• Get a copy of your credit report and correct any errors.
• Reduce your consumer debt - pay down credit card balances.
• Assemble a cash down payment.
• Determine how much you can afford to pay for a home.
• Decide how much you are willing to spend for a home (different from how much you can afford).
• Get familiar with basic mortgage terms.
• Shop for a mortgage loan on the Internet.
• Get pre-approved or at least pre-qualified for a mortgage loan.
• Investigate neighborhoods where you want to look for a house.
• Consider neighborhood school quality and crime rates.
• Select two or three neighborhoods that meet your requirements.
• Get Whitney & Courtney's help in evaluating the asking price of homes you like.
• Contact us for more help and personal recommendations.
• If you would like to be set up on a personal property wishlist click HERE